Products and Services
Convenience Services:
- Free Checking. Enjoy all the privileges of a checking account at no charge to you. There is no minimum balance and no per item charge. You also have access to 24-hour telephone teller and internet access for inquiries and transfers at no charge. Your account provides for direct deposit of net pay, payroll deduction and VISA DEBIT CARD service.
- Internet Banking. Online access is available 24 hours a day, 7 days a week for your convenience. You may access account information, transfer funds between your credit union accounts, confirm deposits, plus a whole lot more. Click here for account access.
- Telephone Banking. Access your account balances, transfer funds between accounts, make a loan payment, request a withdrawal by dialing 1-866-726-1498 for telephone banking.
- After Hours Depository. For your convenience, an after hours depository is located in New Pilgrim Baptist Church, 708 Goldwire Place, SW, Birmingham, AL . When you’re attending prayer meetings, bible studies, rehearsals or after worship, the depository is available for your deposits and loan payments.
Savings and Investment Services:
- Savings(Share) Accounts. Come by and let us help you design a savings program where you can maximize your savings and dividends to achieve your dreams and goals.
- Certificates of Deposit Accounts (CDs) Earn interest at a higher rate than regular savings (Share) accounts. CD Terms are 6 months up to 60 months.
- Money Market Accounts. Earn income with the convenience of check writing. Minimum deposit of $2,500 with limited check writing.
- Children’s Accounts. Teach your children the value of money and how to save. Special accounts are designed for children.
- Christmas Club Accounts. Let us help you save for your holiday needs. We’ll automatically mail you a check in time for Christmas shopping.
- Vacation Savings Accounts. Save for your dream vacation. We can design that special account to meet your needs.
Loans Offered:
- New and Used Auto Loans. We make buying a vehicle easy, let us put you behind the wheels today.
- Shares Secured Loans. Why not borrow from your shares at the lowest interest rate while earning dividends on your shares. We’ll show you how to do it.
- Personal/Signature Loans. Yes we offer signature loans. If you have an emergency, we’re here to help you!
- Home Improvement Loans. Whether you need a new roof, new carpet, or a coat of paint, we can help you.
- Educational Loans. We can help you send your high school senior to college, or keep your college student in school. Download a Loan Application and you submit it online, fax it in or bring it by today.
Other Services:
- Notary Service. Notary Public service is available free of charge to members.
- Direct Deposit. Deposit or recurring payments can be sent directly to your Credit Union checking, savings and loan accounts.
Download a copy of this document and take it to your employers payroll department for processing. - Payroll Deductions. Deductions can be made from your payroll and deposited directly into your checking, savings or loan accounts.
