Rates

Loan Rates

Rates as of 3/01/11.
Rate Description Term Payment Description APR APR Type
Share secured 3.9% Fixed
Unsecured 14.9% Fixed
New Auto 5.9% Fixed
Used Auto 9.9% Fixed


Members should call the credit union to verify rates.
Other loans and rates are available, contact the Credit Union for more information.

Certificates

Rates as of 3/01/11.
Rate Description Term Dividend Rates APY
Minimum Deposit $1,000 6 – 12 Months 0.00% .10%
Minimum Deposit $1,000 13 -18 Months 0.00% .15%
Minimum Deposit $1,000 19 – 24 Months 0.00% .20%
Minimum Deposit $1,000 25 – 30 Months 0.00% .25%
Minimum Deposit $1,000 31 – 36 Months 0.00% .30%
Minimum Deposit $1,000 37 – 42 Months 0.00% .35%
Minimum Deposit $10,000+ 43 – 48 Months 0.00% .50%
Minimum Deposit $10,000+ 49 – 60 Months 0.00% .75%


NOTE: Early withdrawal from certificates will be subject to a 90 day dividend penalty.

Members should call the credit union to verify rates.

Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.

Savings/Shares Rates

Rates as of 3/01/11.
Rate Description Term Dividend Rates APY
Minimum Deposit * $25.99 – $999.99 .05% .05%
Minimum Deposit * $1,000- $9,999.99 .05% .05%
Minimum Deposit * $10,000- $19,999.99 .10% .10%
Minimum Deposit $20,000.00 -$29,999.99 .12% .12%
Minimum Deposit $30,000.00 – $9,999,999.000 .12% .12%
Minimum Deposit
Minimum Deposit
Minimum Deposit
Minimum Deposit


Members should call the credit union to verify rates.

Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.

APY = Annual Percentage Yield.
APR = Annual Percantage Rate.

***Rates & terms subject to change without notice
***Each member’s savings are insured to the full legal limit by the NCUSIF