Loan Rates
| Rates as of 3/01/11. | ||||
| Rate Description | Term | Payment Description | APR | APR Type |
| Share secured | 3.9% | Fixed | ||
| Unsecured | 14.9% | Fixed | ||
| New Auto | 5.9% | Fixed | ||
| Used Auto | 9.9% | Fixed | ||
Members should call the credit union to verify rates.
Other loans and rates are available, contact the Credit Union for more information.
Certificates
| Rates as of 3/01/11. | ||||
| Rate Description | Term | Dividend Rates | APY | |
| Minimum Deposit $1,000 | 6 – 12 Months | 0.00% | .10% | |
| Minimum Deposit $1,000 | 13 -18 Months | 0.00% | .15% | |
| Minimum Deposit $1,000 | 19 – 24 Months | 0.00% | .20% | |
| Minimum Deposit $1,000 | 25 – 30 Months | 0.00% | .25% | |
| Minimum Deposit $1,000 | 31 – 36 Months | 0.00% | .30% | |
| Minimum Deposit $1,000 | 37 – 42 Months | 0.00% | .35% | |
| Minimum Deposit $10,000+ | 43 – 48 Months | 0.00% | .50% | |
| Minimum Deposit $10,000+ | 49 – 60 Months | 0.00% | .75% | |
NOTE: Early withdrawal from certificates will be subject to a 90 day dividend penalty.
Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.
Savings/Shares Rates
| Rates as of 3/01/11. | ||||
| Rate Description | Term | Dividend Rates | APY | |
| Minimum Deposit * | $25.99 – $999.99 | .05% | .05% | |
| Minimum Deposit * | $1,000- $9,999.99 | .05% | .05% | |
| Minimum Deposit * | $10,000- $19,999.99 | .10% | .10% | |
| Minimum Deposit | $20,000.00 -$29,999.99 | .12% | .12% | |
| Minimum Deposit | $30,000.00 – $9,999,999.000 | .12% | .12% | |
| Minimum Deposit | ||||
| Minimum Deposit | ||||
| Minimum Deposit | ||||
| Minimum Deposit | ||||
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.
APY = Annual Percentage Yield.
APR = Annual Percantage Rate.
***Rates & terms subject to change without notice
***Each member’s savings are insured to the full legal limit by the NCUSIF
