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Rate Information
APR refers to the annual percentage rate or the dividend rate.
APY refers to the annual percentage yield.
Loan Rates
| Rates as of 4/1/2004. |
| Rate Description |
Term |
Payment Description
|
APR |
APR Type |
| Share secured |
|
|
6.00% |
None |
| Unsecured |
|
|
13.90% |
None |
| New Auto |
|
|
6.90% |
None |
| Used Auto |
|
|
8.90% |
None |
Members should call the credit union to verify rates.
Other loans and rates are available, contact the Credit Union for more information.
Certificates
| Rates as of 4/1/2004. |
| Rate Description |
Term |
Dividend Rates |
APY |
| Minimum Deposit $1,000 |
6 - 12 Months |
0.00% |
1.32% |
| Minimum Deposit $1,000 |
13 � 18 Months |
0.00% |
1.89% |
| Minimum Deposit $1,000 |
19 � 24 Months |
0.00% |
2.12% |
| Minimum Deposit $1,000 |
25 � 36 Months |
0.00% |
2.42% |
| Minimum Deposit $1,000 |
37 � 48 Months |
0.00% |
2.50% |
| Minimum Deposit $1,000 |
49 � 60 Months |
0.00% |
2.90% |
| Minimum Deposit $10,000+ |
36 � 48 Months |
0.00% |
2.95% |
| Minimum Deposit $10,000+ |
49 � 60 Months |
0.00% |
3.55% |
NOTE: Early withdrawal from certificates will be subject
to a 90 day dividend penalty.
Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees
on these accounts that could reduce your earnings.
Savings/Shares Rates
| Rates as of 4/1/2004. |
| Rate Description |
Term |
Dividend Rates
|
APY |
| Minimum Deposit * |
$7.99 - $999.99 |
1.29% |
1.30% |
| Minimum Deposit |
$1,000.00 - $9,999.99 |
1.57% |
1.58% |
| Minimum Deposit |
$10,000 - $19,999.99 |
1.63% |
1.64% |
| Minimum Deposit |
$20,000 - $29,999.99 |
1.74% |
1.76% |
| Minimum Deposit |
$30,000 - $39,999.99 |
1.86% |
1.87% |
| Minimum Deposit |
$40,000.00 - $44,999.99 |
2.04% |
2.06% |
| Minimum Deposit |
$45,000.00 - $49,999.99 |
2.22% |
2.24% |
| Minimum Deposit |
$50,000.00 - $9,999,999.00 |
2.24% |
2.26% |
Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees
on these accounts that could reduce your earnings.
***Rates & terms subject to change without notice
***Each member's savings are insured to the full legal limit by the NCUSIF
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